How It Works
Own California land with no credit check and no bank, through a simple agreement between you and us. Here's the process from start to deed.
- 01
Browse Available Properties
Explore our active listings of California land. Filter by location, size, and monthly payment. Each listing shows the full purchase price and all available financing options upfront.
- 02
Secure Your Property
Buy on
Select your property and pay the specified down payment to start your terms or buy outright and save 10%.Bid on 
Some properties are available at auction! Your winning bid counts as your full down payment for seller financing. You can also use “Buy It Now” for the 10% cash discount. - 03
Sign Your Purchase Agreement
We prepare a simple purchase agreement outlining your property, purchase price, chosen term, monthly payment, and all conditions. Sign and return, no attorney or escrow required.
- 04
Make Monthly Payments
Monthly payments are due on the 1st, with a $15 late fee applied after the 15th. You can pay via Credit/Debit Card, Zelle, e-Check, or Check/Money Order with no additional fees. PayPal and Venmo are also accepted but incur a 4.33% processing fee.
- 05
Receive Your Grant Deed
We've simplified the closing process: we handle all fees, including deed prep and transfer taxes. You are responsible for property taxes, HOA/POA dues, and any similar fees incurred during the term of the agreement. When your final payment is received, a Grant Deed is recorded in your name and the property is yours, free and clear.
Financing Terms
Enjoy easy, tailored payment plans, with a seamless deed transfer once paid in full.
| Term | APR | Type |
|---|---|---|
| 1 Year | 0% | Interest-free |
| 3 Years | 5% | Low rate |
| 5 Years | 10% | Most popular |
| 7 Years | 15% | Flexible |
| 10 Years | 18% | Lowest monthly |
What to Know
- No credit check, you qualify regardless of credit history.
- Full purchase price and financing terms are as listed on each property.
- 10% discount off the purchase price for cash purchases, or off your remaining balance for early payoff.
- Monthly payments are due on the 1st of each month.
- A $15 late fee applies if received after the 15th.
- Default is defined as 90 consecutive days without payment.
- Upon default, you forfeit all rights and payments. No court action is required.
- You are responsible for all property taxes during the full agreement term.
- You are responsible for any applicable HOA/POA dues during the full agreement term.
- Property is sold as-is. You should verify all utilities, zoning, and access.
- We cover all recording fees, transfer taxes, and deed preparation.
- A Grant Deed is prepared and recorded in your name upon your final payment.
We love California, and believe everyone deserves their own piece of it. Whether it's a quiet desert lot, a mountain retreat, or a plot to call your own.